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Dear Ann Landers,
have twin girls, 2 years old. Please forgive a mother's pride, but they are very pretty and loaded with personality. Of course, they attract a great deal of attention wherever they go. People stare, poke each other with elbows and say, "Look at the twins." My daughters are aware of the furor they create and revel in it. How did you and your twin,

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Dear Readers,
, my daughter asked me to co-sign a loan for a new car. She was young and just starting out, so my wife and I agreed to co-sign. After making only a couple of payments, she defaulted. By then, my wife and I had divorced, and I had remarried. My new wife and I ended up paying $246 a month for almost four years in order to pay off that loan. We did it because we felt it was important to maintain our credit rating, as well as our daughter's. My ex-wife refused to help in any way. Our daughter is now engaged to a fine young man. When we divorced, my ex-wife and I agreed to share the cost of a wedding whenever our daughter decided to marry. Since my ex did not contribute one cent to paying off that auto loan, I do not feel obligated to contribute to a future wedding and have said so. My daughter, with her 'good credit rating,' just bought a new car and took a nice vacation. She has never offered to pay back one red cent of the money I laid out for her first car. The young man is wonderful and had nothing to do with this mess. I feel uneasy about backing out on the wedding expenses, but I still think I'm justified in doing so. What do you say? -- Still Hurting in Levittown, N.Y.

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"Opportunities are usually disguised as hard work, so most people don't recognize them."
-Ann Landers