Dear Ann Landers, I am a self-employed maid who would like to get a message across to the people I work for. Christmas is just around the corner. Please don't give me a sweater or a gift certificate. What I really need is CASH. For workers like me, money is the best present. Thanks, Ann. -- Tapped Out in San Diego
Dear Tapped, Here's your message. I'm sure thousands of readers share your sentiments and will bless you for writing.