Dear Ann Landers, ay I have the last word on tipping? For those who are interested, "tips" originated in England. It stands for 'To Insure Proper Service." With unions, minimum-wage laws and the outrageous prices these days, it seems to me that waiters and waitresses should be paid a decent wage by the employer. The already beleaguered customer ought not to have to leave an additional 15 or 20 percent "to insure proper service." He is entitled to it, along with the meal. N. S. HAMPTON BAYS
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