Dear Ann Landers,
I plan to be married in a few months and need some advice. My fiance and I have been together for almost seven years and have all the appliances and accessories we need to furnish our new apartment. We could use some furniture, however, and are now in the process of looking at chairs, tables and so on. Several friends and relatives have let us know they want to give us a shower or a party. We really don't need presents. We would be thrilled if they would give us money so we could buy furniture. Is there a polite way we could ask for money instead of a shower or wedding gift without looking tacky? - Broke in Mississippi

Dear Broke,
If you have a close relationship with aunts, uncles or cousins and they ask, "What do you NEED?" it would be OK to say, "We have everything we need except furniture and are now looking at several pieces. If you'd like to give us a check to help furnish our apartment, that would be wonderful." I know of no polite way to ask friends or relatives who want to give you a shower or wedding gift to give you money instead.