Dear Ann Landers,
Many years ago, my daughter asked me to co-sign a loan for a new car. She was young and just starting out, so my wife and I agreed to co-sign. After making only a couple of payments, she defaulted. By then, my wife and I had divorced, and I had remarried. My new wife and I ended up paying $246 a month for almost four years in order to pay off that loan. We did it because we felt it was important to maintain our credit rating, as well as our daughter's. My ex-wife refused to help in any way. Our daughter is now engaged to a fine young man. When we divorced, my ex-wife and I agreed to share the cost of a wedding whenever our daughter decided to marry. Since my ex did not contribute one cent to paying off that auto loan, I do not feel obligated to contribute to a future wedding and have said so. My daughter, with her "good credit rating," just bought a new car and took a nice vacation. She has never offered to pay back one red cent of the money I laid out for her first car. The young man is wonderful and had nothing to do with this mess. I feel uneasy about backing out on the wedding expenses, but I still think I'm justified in doing so. What do you say? -- Still Hurting in Levittown, N.Y.

Dear Levittown,
Sorry, I don't agree. You are mixing apples and oranges and coming up with lemons. Years ago, you and your ex-wife agreed to share the cost of your daughter's wedding "whenever she decided to marry." Well, Dad, the time has come, and you are honor-bound to keep your word.

Dear Ann Landers,
My ex-husband and I divorced 18 years ago. He told me he no longer loved me and that family life was not for him. He agreed to counseling, but of course, it was a waste of time. The counselor later told me it was obvious that I wanted counseling to save the marriage, but my ex agreed to it only to appease me and intended on getting a divorce once the charade was over. We had been married 14 years and had two children, ages 7 and 5. It was not easy for me. My ex remarried six months after the divorce was final. I married again 10 years later. My 23-year-old daughter recently asked her father why we were divorced. He replied, "Because your mother was having an affair." I am furious with him for telling such a lie. Fortunately, my daughter did not believe him, but it's possible he has repeated that same lie to everyone he knows. I get angry every time I think about it, but don't know if I should confront him. Please, Ann, tell me what to do. -- Innocent in Stamford, Conn.

Dear Stamford,
Don't waste your time and energy on a confrontation. It has been said that a lie can travel halfway around the world before the truth can put on its shoes. You now know that your ex is a cad and a liar. What more is there to learn? A confrontation would probably result in a denial, plus more "he said, she said. " Who needs it? Congratulate yourself for unloading the bum, and enjoy your freedom.

Dear Ann Landers,
Last New Year's Eve, my 15-year-old daughter had a party for her friends, under my supervision, of course. At midnight, while I was busy passing out soft drinks and food, I turned around to see "John," my 40-year-old boyfriend, kissing one of my daughter's 16-year-old friends. This was no ordinary peck on the cheek. The kiss was on the lips, and John's hands were planted firmly on her behind. The girl's arms were wrapped around his neck. When I confronted Mr. Hot Stuff later that night, he said he'd had too much to drink and didn't know what he was doing. John has apologized at least five times, but I can't seem to get that steamy scene out of my mind. He is a caring, wonderful man with a heart of gold, and we get along very well. As far as I know, he has been 100 percent faithful. Until this happened, I was sure he was Mr. Right. Should I forgive him for this one lapse, or is it a red flag that signifies a major character flaw? I need your advice. -- Unsure in Columbia, Ohio

Dear Columbia,
I opt for the one-lapse explanation this time. Accept it. Alcohol can do strange things. Consider this a dead issue, and suggest that John stick to cola on future occasions.

Dear Ann Landers,
I have a wife and two sons, ages 15 and 12. I love them dearly, but they are so scatterbrained, they drive me nuts. They constantly are losing keys, glasses, hairbrushes and wallets. They put empty peanut butter jars back in the cabinet and containers in the fridge without the tops screwed on. I once found my wife's purse in the freezer. I am one of those people who likes everything in its place. I have started hiding items from my family so I can find them when needed. I used to lend my wife and kids the scissors or Scotch tape, but I would never see those things again. Now, I refuse to let my family use any of my belongings. I'm sure I drive them as crazy as they drive me, but the truth is, they are the ones who need to change. I have pleaded with them to recognize how frustrating their forgetfulness is to me, but they simply laugh and ask, "Where's the TV remote?" (We have at least three, none of which they can locate.) Do you have a solution to this problem? -- Left-Brained in South Carolina

Dear Left-Brained,
I can tell you they will never change, so stop eating yourself up over their "forgetfulness." It must be difficult for a neatnik such as you to live with slobs, but accept with grace that which you cannot change. It's a no-hoper.

Dear Ann Landers,
I am planning to marry the love of my life in June. "Phillip" is a terrific guy except when it comes to my 12-year-old daughter, "Beth," who is very sweet but has attention deficit disorder. Phillip does not understand that she needs to be reminded of things over and over. When he asks her to do a chore, he expects her to jump to it immediately. He doesn't realize that Beth is easily distracted and forgets. She isn't being deliberately disobedient. I think Phillip is being too hard on Beth when he says she needs more discipline. I agree that Beth may resent Phillip's presence in my life, but it doesn't help when he yells at her all the time. I love him dearly, but I'm having second thoughts about what marrying him might do to my daughter. Help me make the right choice. -- Unsure in Baltimore

Dear Unsure,
Put Phillip in touch with the authority who diagnosed Beth's problem. When he understands it better, he will be a lot less judgmental. Work at smoothing the way between him and Beth. And don't let Phillip get away. In a few years, Beth will be gone, and you could be very much alone.